Betavisor
Betavisor

Let's play a game.

We're going to determine your returns for the next 12 months.

Put all of your money on the table in front of us. I'm going to place a nickel and a quarter on the table. Now, you choose a coin...

The nickel.

If you choose the nickel, flip it in the air. If it lands on heads, you'll be up 5%. If it lands on tails, you'll be down 5%

The quarter.

If you choose the quarter, flip it in the air. If it lands on heads, you'll be up 25%. If it lands on tails, you'll be down 25%

Which coin did you choose?

The nickel.

You likely chose the nickel, indicating you're more concerned with risk than return at this stage of your life.