Betavisor
Betavisor

Let's play a game.

We're going to determine your returns for the next 12 months.

Put all of your money on the table in front of us. I'm going to place a nickel and a quarter on the table. Now, you choose a coin...

The nickel.

If you choose the nickel, flip it in the air. If it lands on heads, you'll be up 5%. If it lands on tails, you'll be down 5%

The quarter.

If you choose the quarter, flip it in the air. If it lands on heads, you'll be up 25%. If it lands on tails, you'll be down 25%

Risk matters more than returns.

Which coin did you choose?

The nickel.

You likely chose the nickel, indicating you're more concerned with risk than return at this stage of your life.