Put all of your money on the table in front of us. I'm going to place a nickel and a quarter on the table. Now, you choose a coin...
If you choose the nickel, flip it in the air. If it lands on heads, you'll be up 5%. If it lands on tails, you'll be down 5%.
If you choose the quarter, flip it in the air. If it lands on heads, you'll be up 25%. If it lands on tails, you'll be down 25%.
You likely chose the nickel, indicating you're more concerned with risk than return at this stage of your life.
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