A money plan for life.

Face the future with confidence, knowing you won't outlive your money.

Planning for retirement means monitoring your pace and mapping the road ahead. With proper planning, you can be confident of your current path, better allocate assets to help achieve your goals, and spend more time focused on your bucket list than on the markets.   

Plan your future.

Preparation and education are keys to a successful retirement.

Our planning services incorporate a detailed cash flow forecast, including all inflows, projected spending outflows and taxes, and asset growth. I run Monte Carlo simulations that show your potential odds of success, and how changes in our assumptions can affect our odds of reaching your goals.

Futures forecasting in portfolio planning.

Calculating your portfolio's odds.

Your historical odds of success are determined using history of portfolio distributions, combined with your detailed cash flow forecast. Monte Carlo* simulations give us 564 twelve month periods to analyze and gauge how your portfolio would have performed. This data guides us to improve your odds of success within our portfolios.

* Monte Carlo simulation is using repeated random sampling to obtain results, essentially using randomness to solve problems. 

Let's see the results on a 3 million dollar portfolio.

  • How often did the portfolio survive?  94%
  • How often did the portfolio increase?  84%
  • What was the average long-term risk?  8.98%

Take a look at our three portfolios, categorized by risk.