Together, we can make more informed and effective financial decisions that allow you to feel confident, self-assured and empowered – and to feel good about your wealth. You deserve nothing less.
Empowered? To retire when you want. To live the lifestyle that you have earned. To have confidence in a plan centered on conservative assumptions, one that is well thought-out, considers a wide range of outcomes, and is diversified.
Estate planning means addressing the issues and opportunities associated with passing your assets down to your chosen beneficiaries. This includes reviewing your will or trust (and if you have a substantial after-tax portfolio, we should really discuss the merits of a trust), identifying possible issues, along with naming proper beneficiaries on your retirement accounts. Together, we will review all of the aspects of your estate planning needs.
Our planning services incorporate a detailed cash flow forecast, including all inflows, projected spending outflows, taxes and asset growth. Further, a Withdrawal Manifesto is customized for each client. What does that mean? it means having a roadmap for how we will withdraw (and invest) assets, from what accounts, how are we being tax-aware, and how are we making things seamless for you. It is a detailed and comprehensive plan.
Monte Carlo simulation means using repeated random sampling to obtain a possible range of outcomes. When planning for retirement you are faced with difficult decisions. Running scenarios through our simulator, such as an increase in your annual spending, shows how changes in our assumptions can change the odds of you reaching your goals. Let's run through the numbers together.